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Reverse DCF · O

What O's Stock Price Is Really Betting On

The short answer

At today's price, Realty Income's stock is pricing in about 7.7% annual per-share cash-flow growth for the next ten years. Over the past five years, actual per-share AFFO growth averaged just 4.5% a year — and only 3.4% over the most recent two years.

Why this card uses per-share growth A standard reverse DCF asks how fast total company cash flow needs to grow. But Realty Income continuously issues new shares to fund growth — total AFFO grew about 31% a year over the past five years, but that's mostly a bigger pie from more shares outstanding, not more value per existing share. This card compares the market's implied growth rate against per-share AFFO growth, the number that actually matters to a current shareholder.
The conclusion

At its current price, O implies ~7.7% annual per-share AFFO growth for the next 10 years, discounted at 9%.

Realty Income's actual 5-year per-share AFFO growth has averaged 4.5% a year — just 3.4% over the most recent two years.

Verdict: the market expects meaningfully better than recent per-share growth The required growth rate is more than double the most recent two-year actual pace. Whether the company's new private-fund and joint-venture funding strategy can lift per-share growth back toward — or above — 7.7% is the central open question.

Required growth vs. historical growth

Market's ask (WACC 9%)
7.7%
5-yr per-share AFFO growth (actual)
4.5%
2-yr per-share AFFO growth (actual)
3.4%
Company's own 2026 guidance (reference)
3.9%

Required growth from the reverse DCF below. Historical per-share AFFO CAGRs: 10-K FY2021-FY2025, DEF 14A 2026 Appendix A.

Sensitivity: what if the discount rate moves?

Required 10-year growth by discount rate (WACC)
WACCRequired growth
8%5.36%
9% (base case, large stable dividend payer)7.67%
10%9.79%
12%13.63%

Even at the lowest discount rate tested (8%), the required growth rate (5.36%) still exceeds the two-year actual pace (3.44%).

What would move this number

  • Using the "total AFFO" 5-year CAGR (~31%) instead of per-share flips the read to a "market expectations look low" conclusion — but that figure is inflated by the one-time VEREIT (2021) and Spirit Realty (2024) mega-mergers, not a repeatable annual pace.
  • Lowering the terminal growth rate from 2.5% to 2.0% raises the required growth rate slightly.

Show your work

Inputs, sources, model assumptions, and the calculation
  • Share price$62.95 — stockanalysis.com, Aug 19, 2026 close
  • Shares outstanding946,218,033 — 10-Q Q2 FY2026 cover page, Jul 30, 2026
  • Market cap$59.56B — price × shares outstanding
  • Net debt$30.44B — 10-Q Q2 FY2026 balance sheet (Jun 30, 2026): total debt $30.99B minus cash $0.55B
  • Target enterprise value$90.00B — market cap + net debt, cross-checked against the company's own "~$90B" reference on the Q2 FY2026 call
  • Base FCF (AFFO proxy)$3.863B — FY2025 operating cash flow ($3.995B) minus real estate maintenance capex ($0.132B)
  • Discount rate (WACC)9% base case (8%/10%/12% tested)
  • Terminal growth rate2.5% — long-run GDP-level assumption

FCF definition note: Realty Income treats new-property acquisitions (over $6B/year) as investing activity, not maintenance capex. The maintenance-only figure used here ($3.863B) nearly matches the company's own reported AFFO ($3.895B).

Normalization check: the three-year (2023-2025) average FCF is $3.40B. 2025's value ($3.86B) is +13.6% above that average — within the ±40% threshold, so used as-is.

Historical CAGR: diluted per-share AFFO $3.59 (2021) → $4.28 (2025), 5-year CAGR 4.49%; $4.00 (2023) → $4.28 (2025), 2-year CAGR 3.44%.

The fine print

This number is a starting point, not an answer
  • Change the discount rate, the growth basis (per-share vs. total), or the terminal growth rate, and the answer moves — see the sensitivity table above.
  • A reverse DCF shows what the market currently expects — it does not say what the stock is "worth."
  • Whether 7.7% per-share growth is realistic depends on whether Realty Income's new private-fund and joint-venture funding structure actually works as intended — not on this math alone.
  • Any investment decision, and its outcome, is your own responsibility.
Built from Realty Income's 10-K filings (FY2021-FY2025) and 10-Q (Q2 FY2026), plus a web search for the current share price (stockanalysis.com, Aug 19, 2026). This tells you where to dig deeper — it is not a buy or sell signal.

Frequently asked questions

What growth rate does O's stock price assume?

At today's price, Realty Income's stock is pricing in about 7.7% annual per-share cash-flow growth for the next ten years.

How does that compare to Realty Income's actual growth?

Over the past five years, actual per-share AFFO growth averaged just 4.5% a year — and only 3.4% over the most recent two years — both below the ~7.7% the current price requires.

What share price was used for this analysis?

This analysis used $62.95, as of Aug 19, 2026.